Buyers Guide The following is a stage by stage guide to buying your home. Short cuts are highlighted to give you quick access to useful contacts. Step 1. ? Prior to selecting the property you wish to purchase seek advise from an Independent Financial Adviser to establish the maximum you can afford to borrow. Step 2. - Arrange to view properties through In-Property by calling 0845 4561850 or by email to enquiries@in-property.com Step 3. - Make an offer to the vendor. Once your offer is accepted, your Mortgage application, if you require mortgage funding, needs to be finalised with the appropriate Lender. This is can be carried out by an Independent Financial Adviser. Step 4. - You will need to arrange for a survey to be done on the property. This will cost £70 and upwards dependent on the value of the property and the type of survey you require. If you require a mortgage to purchase the property, the Lender will handle the survey for you. Step 5. - Appoint a Solicitor. They will work with the vendor's Solicitor and arrange for local searches to be made relating to the property. There are set fees relating to the conveyancing. Step 6. - Once your Mortgage offer is made, you are now in a position to exchange contracts. This may take a little time depending on how long the "chain" is. Step 7. ? Once contracts have been exchanged you and the vendor will need to set a date for completion, your solicitors will then transfer your money electronically to the vendors solicitors complete the sale. The vendor will leave the keys to be collected with the Solicitor. Step 8. - Make sure that you have arranged for your mail to be redirected, informed your gas, electric, water and telephone suppliers, and that you have moved out at the time agreed with your Solicitor to avoid complications.